Does an Employer have to Purchase or have Workers’ Compensation Insurance?

Most employers in Minnesota are required to have Minnesota Workers’ Compensation insurance, or for some companies, be self-insured. There are certain limited situations where an employer may not need to have coverage, however, in most situations they are required to have workers’ compensation insurance on their employees. Even though a Minnesota employer may not have

How Long do Workers’ Compensation Benefits Last in Minnesota?

How Long do Workers’ Compensation Benefits Last in Minnesota? Injuries can range from strains to fractures to no wage loss to being permanently and totally disabled where you can never return to work. The benefits an injured worker receives depends on the injury and whether that injury continues to remain a substantial contributing factor in

If I accept a retirement package or severance, would I be entitled to benefits now or in the future?

If I accept a retirement package or severance, would I be entitled to benefits now or in the future? Accepting a retirement package or severance will not preclude you from receiving benefits including lost wages. In cases of voluntary termination, the injured worker’s right to wage loss benefits is suspended until the injured worker can

Abbreviations and Glossary for MN Work Comp 101

Minnesota workers’ compensation has many abbreviations that get used by adjusters, attorneys, employers, etc. Understanding what they represent is a difficult task for employee’s who have never dealt with workers’ compensation. The following is a list of common abbreviations and terms used. Some people may abbreviate terms differently, but hopefully it will provide some guidance